Free Markets, Free People

Daily Archives: September 7, 2009

The Baucus Plan For Expanded Health Insurance Coverage

This is the culmination of a “year of work” by Sen. Max Baucus. And the cost? Well much less than the House version if you’re to believe the Senators who put it together. Instead of 1.5 trillion, this one will only cost us 850 to 900 billion over 10 years – another sum we cannot afford.

Why is this version less costly than the House version? Well they’re going to tax insurance companies.

Yes, I hear you. I know you know what it really means. But for the benefit of those on the left who stop by here to troll instead of taking the time to learn basic economics, we’ll again restate what should be obvious.

Corporations don’t pay taxes. Their customers do. The buck doesn’t start or stop with them – they just pass them along.

A recent report by Oppenheimer & Company, the investment bank, said, “It will be very difficult for the Senate Finance Committee to structure the fees in a way that they won’t be immediately passed on to customers in the form of higher premiums.”

Of course it will be difficult for that committee to structure them that way since it has no desire to do so:

Mr. Baucus’s plan, expected to cost $850 billion to $900 billion over 10 years, would tax insurance companies on their most expensive health care policies. The hope is that employers would buy cheaper, less generous coverage for employees, thereby reducing the overuse of medical services.

The separate new fee on insurance companies would help raise money to pay for the plan. The fee would raise $6 billion a year starting in 2010, and it would be allocated among insurance companies according to their market shares.

So it is a redistribution of your money (once the insurance company raises its fee to offset the “tax”) back to the very same insurance companies to subsidize the effort to insure everyone.

If this doesn’t catch the eye of union employees and pensioners and turn them completely against this version, then they’re totally impervious to reason. They are prime candidates for newer, cheaper and less generous coverage if this were to be passed into law.

To make the misery equal for all, Baucus and crew hope your employer, union, pension fund will drop the health care you’re now satisfied with for a cheaper, less generous policy and thereby reduce “the overuse of medical services”. And the money taken from you will be given back to the very insurance companies which it previously “taxed” to subsidize the uninsured.

But mind you, it’s all for your own good. And no, this isn’t at all government intrusion in a market to a level sufficient to change behavior – quit saying that. Because we all know that Jay Rockefeller is right, don’t we?

Mr. Rockefeller said the fees were justified because insurance companies were “rapaciously, greedily and unstoppably making money by underpaying the patient, by underpaying the provider and by overpaying themselves.”

Who again sets the standard for medical reimbursement in the US? It darn sure isn’t private insurance companies, is it? To bad that White House email address for fishy health care info isn’t still functioning.

And of course, when Chuck Schumer says something like, “The health insurance industry should pay its fair share of the cost because it stands to gain over 40 million new consumers under health care reform legislation,” you know its a bad idea. Schumer has never once demonstrated he has a grasp on the economics of anything. And this is no exception. But he does understand the political ramifications of such a bill.

In fact, the devil is found in what Schumer doesn’t say – “40 million new customers, no pre-existing conditions, no option to deny coverage, no lifetime cap on payouts”. Yeah, sounds like a heck of a bargain, doesn’t it? 40 million new consumers and guaranteed bankruptcy leaving what?

Well good old Chuck Schumer and the government to fall back on, huh? And, after neatly rigging the game in such a way as to effectively eliminate private coverage, they’ll also offer up a hearty “we told you so” and blame it on a “market failure”.

Who needs a public option or a trigger when you can set things up this way? Yup, as is apparent, there are all sorts of ways to skin that single-payer cat, aren’t there?

~McQ

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Is The Race Card Becoming Less Effective?

There’s a good bit of wailing and gnashing of teeth going on with the left since Van Jones resigned under pressure. They’re turning to some very interesting introspective analysis which isn’t at all complementary to the Obama administration.

But there’s one absolutely expected line of counter-attack that you could literally bet your house on emerging as expected. I give you the tried but not so true anymore “race card”:

“It struck me, why go after this guy? He is a minor player, he has no power, no budget, why take him? It’s because he looks like Obama and he has all those same attributes of being well-educated and he’s an electrifying speaker with an elite education,” said John Anner, a good friend of Jones and former chair of the Ella Baker Center for Human Rights, an organization Jones founded in Oakland. “It seems to me that he is symbolic of what the Obama administration is and could be and that’s inspiring for me, but for some people on the right, it’s terrifying and threatening.”

It couldn’t be because he’s unaccountable and, to many, unacceptable based on his prior words and deeds, could it? Must it be because he “looks like Obama?” The fact he is “well educated and an electrifying speaker with an elite education” doesn’t mean he isn’t a radical who people don’t want associated with their government.

In fact he’s a self-described communist. Few Americans are going to be comfortable with a communist sympathizer having access to the White House policy making apparatus that may one day have a direct effect on their country. Especially one unaccountable to the people. Is that discrimination – you bet. But not because he “looks like Obama”. Because his ideas and ideology are diametrically opposed to those America was founded upon.

My guess is, if anymore are found with similar backgrounds in the Obama administration, the same sort of pressure will be brought to bear to dump them as well – and race won’t at all be a factor.

Of course Anner isn’t the only one pursuing that ridiculous argument. Carl Pope, the Executive Director of the Sierra Club, also tossed it out:

So was the decision by the White House to treat the initial attacks not as part of an assault on the president but, instead, to allow them to be viewed as being about Van Jones. What we underestimated was the power of the fact that both Jones and the Barack Obama are black. Yes, the hysteria was about politics — I don’t think Fox News really cares about Jones’s ethnicity — but it was enabled by race. Calling Bush a “crack-head” is seen by a large part of America as worse than calling him “addict-in-chief” because crack is not just a drug — it is a drug used largely by black people. It reminds those Americans who are still uncomfortable with Barack Obama that we have a black president.

Don’t you just love it when those who claim not to know what makes the right tick, then zero in on precisely what they’re sure made the right react is it did in this particular case?

In fact, this is simply an attempt at rationalization. Apparently, in Pope’s world, using derogatory descriptions of a president he disagrees with is fine. But when there are consequences for doing so, it’s obviously because those objecting are racist. The remarks are ignored for the race of the speaker. In fact, the side he seems so determined to make racist is objecting because the term used was derogatory regardless of the race of the speaker or the race of the target.

Pope needs to learn the meaning of the term “racialist” and how making everything about race causes it to lose the power it once had. When every set back and failing is because of race, soon the accusation looses all meaning. As each group accused of racism does a self-assessment and finds the accusation to be frivolous, the power the accusation might have the next time it is used is forever diminished.

Reasonable people understand it is entirely possible to disagree completely with a president and his agenda without once caring what race the president might be. But you have to be a grownup to admit that. Screaming racism is so much easier. And you don’t have to examine your own failings when you play the race card.

Ironically, the opposition should welcome its use, because each and every time the race card is played in situations in which it is obviously not a factor, it loses more and more of its effectiveness and what little power it has left.

~McQ

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Reading The Lefties So You Don’t Have Too

A chore I don’t particularly enjoy but which does reward me with a few laughs.

Fairly typical of what I’ve been reading would be a fellow named Jack Turner blogging at Jack & Jill Politics, a blog which claims to be “A black bourgeoisie perspective on U.S. politics”. Turner apparently took a bit of a blogging hiatus after the inauguration to take care of some personal commitments. He’s now shocked, shocked I tell you to return to the political arena and find everything has gone to Hades.

When I returned in mid August, it was to a country that had clearly lost its damn mind. I turned on one cable station to hear people demanding President Obama prove he’s an American citizen, an insane movement led by an Israeli citizen. I switched channels to see another group screeching in fear that Obama’s health care proposal would institute death panels to kill grandma. On yet another station, Glenn Beck accuses this president of having a deep-seated hatred for half of himself. Flip again to find parents removing their children from school because they don’t want their kids exposed to Obama’s socialist indoctrination. And yesterday, Green Jobs Czar Van Jones resigned after extreme pressure from right wing groups and extreme tepidness from the White House that hired him to do his very important work.

Great. After a brief respite, the most accessible American political discourse has returned to fearful, hate-filled, ignorant rants of a high-volume, low-intellect minority.

Now where’s the laugh in that? Well I’ve put it in bold for you. Mr. Turner unknowingly admits that the brief “quiet” was a respite. A respite from what?

How about 8 years of “fearful, hate-filled, ignorant rants of high-volume, low-intellect minority” on the left? It seems, as usual, that for the left, history began on January 20th of this year. However, occasionally you see the truth reflected in their words even when they perhaps didn’t mean to reveal it.

Black Star News, which touts itself as “New York’s Leading Investigative Newspaper”, decided to weigh in on the Van Jones resignation with an unsurprising slant on the whole thing:

So we see the Witch hunt escalating. This is just the beginning.

Van Jones, the White House environmental adviser resigned last night following a smear campaign launched by Glenn Beck and other Republicans.

Jones, who is Black, was criticized as a “radical” whose views are out of the mainstream.

The Republicans dug up various incidents from Jones’ background; that he once headed an organization that fought police brutality; that he was one of the demonstrators who protested the police brutalization of Rodney King; that he once described himself as a socialist; that he criticized white owned companies for dumping toxic waste in African American neighborhoods; and that he signed a petition which questioned whether the government’s laxity allowed the 9/11 tragedy to occur.

Of course, Jones didn’t describe himself as a “socialist”, after 6 months in jail he called himself a “communist”. He didn’t just criticize “white owned companies” for dumping toxic waste in minority communities, he accused “white environmentalists” as well. And last, the truther petition wasn’t about “government laxity”, but the claim that the government knew and actually planned the 9/11 event. Communisim, racism and radicalism all rolled up into one big green ball, totally ignored or minimized by his defenders in order to call those who went after him “verbal terrorists”.

Of course I’m sure BSN wasn’t included in Jack Turner’s “fearful, hate-filled, ignorant rants of a high-volume, low-intellect minority.” Note too that while BSN doesn’t overtly introduce the subject of racism into the rant, it does make sure you know that Jones is black very early in the editorial. You’re then left to draw your own conclusions.

Back to Turner, who apparently learns much about American policy from movies:

If there’s one thing we’ve learned from the movies, it’s that “The United States of America does not negotiate with terrorists.” Yet this White House is willing to let these psychological terrorists set the terms of the debate and negotiate from their insane positions.

Remember now, Turner has returned from his hiatus expecting reasoned dialogue to be the rule. Yet it only takes a few paragraphs for him to get into the ad hominem swing. “Psychological terrorists?”

To again make the point that selective memory seems to have infected the left, take a gander at Turner’s rationalization for engaging in demonization and marginalization:

I realize I’m lumping a variety of “opposition” camps together: birthers, deathers, those who accuse the president of racism and those who accuse him of socialism. I’m grouping them because to me they all come from the same place. They’re engaging in a form of terrorism. They are using psychological violence (and occasionally the threat of real violence) to pursue a political objective, and in so doing, inflicting harm upon non-combatants.

Yeah, see the “opposition” couldn’t just be ideologically opposed to the sweeping takeover of America by the radical left and speaking out about it – you know, speaking “truth to power”? Nope, they have to be “terrorists” who are engaged in “psychological violence”. Dissent, you see, is no longer the “highest form of patriotism”. It’s now political terrorism.

You can’t help but chuckle when you think about how quickly that bit of rhetorical defense disappeared from the lefty vocabulary as soon as they took power.

The answer? Stomp ‘em flat. Act like they don’t exist. Steam roll ‘em:

This White House, this administration and this president failed Van, failed its supporters and failed to honor the efforts of millions that got them into office in the first place. What’s the point of having power if you don’t use it? When will this White House realize that nothing it does will ever be acceptable to the loud-mouthed, ignorant minority? When will it learn that you cannot negotiate with terrorists??

Indeed, what is the point of having power if you don’t use it? The radical left wants it used and used brutally. Ram the agenda through. Marginalize and demonize the opposition. Stuff it down their throats while the power is in hand and the opportunity exists. And claim to be upset and scandalized by how the “opposition” has eroded the level of debate, all the while acting like the past 8 years and the tone you set never occurred.

Selective history, selective memory and selective facts all combine to empower clueless rants like that of Turner and BSN. After vastly outdoing today’s “psychological terrorists” the past 8 years in the level, depth and vileness of the attacks on the “opposition” and its ideas, it is amusing to watch them suddenly take umbrage when their sacred cows are effectively attacked.

But then, as I’ve often said, the left is chronically irony impaired.

~McQ

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