Free Markets, Free People

ObamaCare’s net effect so far? More cancellations than enrollments

Not that anyone should be surprised:

Even without the full number of enrollments, Obamacare’s current net effect is clearly in favor of cancellations. Millions are already seeing Obamacare’s adverse effects — largely due to more mandates for more services.

The mandates?  Well they’re one of the major reasons for most of the cancellation notices – their plan just doesn’t have all the benefits your wise and caring public servants think you should have:

The health-care law requires that all insurance plans cover 10 “essential benefits,” eliminating millions of plans that don’t fit the bill and boosting costs for consumers that have to purchase coverage for services they may not want or need.

All plans must include maternity coverage, for example — including plans for men and post-menopausal women. Even customers without children must purchase plans that cover pediatric services. Other newly established essential benefits include hospitalization, mental-health services and preventive and wellness services.

While a grandfather clause allowed plans purchased before Obamacare passed in 2010 to continue, HHS estimated that 40-67 percent of plans would eventually lose their status and cost millions of Americans their insurance plans.

So you see little horror shows like this family’s acted out all over the nation.

And those cheap affordable plans?  How are they working out so far (if you can even get one).  Well with high deductibles, not so hot (but all the men have maternity coverage, that’s a plus):

Experts are worrying that some new enrollees will be discouraged from seeing doctors if they have to pay the full charge, rather than simply a copayment. In Miami, for example, 40 percent of bronze plans require consumers to pay the full deductible before coverage kicks in, according to an analysis by online broker eHealthinsurance.com, a private online marketplace, for Kaiser Health News. The average deductible among the examined bronze plans in Miami is $5,735.

Patients in those plans who haven’t yet met their annual deductibles would have to pay the full cost of the visits, unless they were for preventive services mandated by the law. A typical office visit can run $65 to $85, while more complex visits may cost more.

So, as Ed Morrissey puts it:

Put it this way: If the average deductible is $5,735 and a doctor visit is $85, it would take sixty-eight doctor visits before the insurance kicked in — more than one visit per week. And it would start all over again every year.

So how’s ObamaCare going?

About how you’d expect a politically driven piece of law from an incompetent administration to go.

However the apologists have a different reason in mind:

“[S]outhern White radicals vowed to stop implementation of the Obama-care law leading one to wonder if Tea Party members would oppose affordable healthcare if it came from a nonBlack [sic] President,” writes Browne-Marshall.

Yeah, that’s the reason.

~McQ

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48 Responses to ObamaCare’s net effect so far? More cancellations than enrollments

  • From Oregon, a story highlighting ObamaCare’s War on Marriage:
    PORTLAND, Ore. (CBS Seattle/AP) — One Oregon mother says that she is unable to afford health insurance for her and her 18-month-old son because it’s too expensive.
    Kate Holly, 33, tells KOIN-TV that she originally championed President Barack Obama’s signature health care law because she thought it would help people in her situation.
    “I’ve been a cheerleader for the Affordable Care Act since I heard about it and I assumed that it was designed for people in my situation,” Holly, a freelance yoga instructor, told KOIN. “I was planning on using the Affordable Care Act and I had done the online calculator in advance to make sure I was going to be able to afford it.”
    Evidently she had to experience the bill to learn what was in it; had she been paying attention, she would have been forewarned that the bill imposes a huge subsidy cliff on working class married couples.
    —JustOneMinute
    The Obamic war on marriage.  Now puurrrr Mrs. Holly is divorcing her hubby for health insurance!
    Well…and Obamic war on the middle class.
    Toldja…!!!  Dupes.

    • So…another element of society where we make it advantageous for women with children to not have husbands to get state cash.
       
      I guess the plantation will have to put up some more shanties for the influx.

    • Ain’t Karma a biotch…

  • This post is an obvious lie, because all I saw Jan 1st were news reports that millions of people who didn’t used to were now covered, glory hallelujah
     
    PS- Love all the news stories about how DiBlasio will “ask” the rich to pay more taxes to fund education. What is this ask sh*t? If the rich say no, that’s gonna be the end of the matter???
     

  • I have actually met real people who got insurance at an “affordable” rate.
    I have no idea if they had insurance before.

    • My son had catastrophic coverage with lower premiums and lower deductibles that seem to cover as well, excuse me, almost as well, as the new plan.   Course he couldn’t get pregnant then, now, hell, he can get pregnant several times a month if he likes!
       
       
       

      • Don’t forget the contraceptives!  He has NO business getting pregnant.
         
        Oh, and mammograms.  He gets mammograms now, right?

        • According to the females in my life, they’re looking forward to men getting them.  As I understand it they reason that NOW that men will have to undergo the procedure we will hasten to find a method to reduce the pain level and it will be fixed in such a way that it will no longer involve mashing the tissue in a vice to take the x-rays.

          • Why couldn’t female doctors and researchers have come up with a method to reduce the pain level?

          • That is never explained to me.  I assume it’s another of those feminine secrets and I know better than to ask.

    • http://www.thegatewaypundit.com/2014/01/small-business-group-says-not-a-single-member-has-seen-health-care-costs-go-down-under-obamacare/
       
      I’m sure results will vary.  After all, nothing is perfect.  Including perfectly stupid.

    • Hospital staff in Northern Virginia are turning away sick people on a frigid Thursday morning because they can’t determine whether their Obamacare insurance plans are in effect.
      Patients in a close-in DC suburb who think they’ve signed up for new insurance plans are struggling to show their December enrollments are in force, and health care administrators aren’t taking their word for it.
      In place of quick service and painless billing, these Virginians are now facing the threat of sticker-shock that comes with bills they can’t afford.

      • I predicted that the bureaucratic monster that these socialist schemes create will kill people.  I won’t be shocked that someone goes home and their bad cough becomes pneumonia, fails to make it up and out again, and dies.
         
        But I also predicted that the Left will not shed a single tear for the deaths they cause.

        • Of course they won’t shed a tear. They will be too busy blaming anything bad that happens on people like you and me. We “sabotaged” their utopian scheme.
           
          The idea that it could not possibly work, because it’s contrary the laws of economics and human nature, never occurs to them. If you suggest it, they will call you cruel, heartless, and mean-spirited for not forming your entire worldview around good intentions.
           
          The very stupidest ones will call you “ideological” for pointing out raw facts. This is classic psychological projection, of course, but they’re too stupid and lack the self awareness to see it.

  • Judicial Watch today released its 2013 list of Washington’s “Ten Most Wanted Corrupt Politicians.” The list, in alphabetical order, includes:
    Speaker of the House John Boehner (R-OH)
    CIA Director John Brennan
    Senator Saxby Chambliss (R-GA)
    Former Secretary of State Hillary Clinton
    Attorney General Eric Holder
    Former IRS Commissioner Steven T. Miller / Former IRS Official Lois Lerner
    Former DHS Secretary Janet Napolitano
    President Barack Obama
    Senator Harry Reid (D-NV)
    Health Secretary Kathleen Sebelius
    http://ctt.marketwire.com/?release=1079142&id=3759835&type=1&url=http%3a%2f%2fwww.judicialwatch.org%2f
    Well.
    Ten is not enough…

     

  • From the New York Times today:
    Access to Health Care May Increase ER Visits, Study Suggests

    Supporters of President Obama’s health care law had predicted that expanding insurance coverage for the poor would reduce costly emergency room visits as people sought care from primary care doctors. But a rigorous new study conducted in Oregon has flipped that assumption on its head, finding that the newly insured actually went to the emergency room more often.

    Huh?  Who woulda thunk…???

  • The 5,000 or so flaws in the law aside, I see no problem whatsoever with people paying for their doc visits out of pocket.

    • So you think people should be free to arrange how they pay for doctor visits, medication, procedures, equipment, etc. as they see fit, without government diktat?
      How about they just repeal the Unaffordable Care Act and all other laws which similarly warp the marketplace?

  • So, is  this the year that Americans find out that “getting ugly” is like nothing they expected?

  • Uh, No.   Most “cancellations” are simply plan alterations that have virtually no impact on the person.   But ideology-driven understandings of reality tend to ignore the real world.   Meanwhile, as enrollments skyrocket and numbers improve, this is a more realistic view: http://www.washingtonpost.com/blogs/plum-line/wp/2014/01/02/the-three-stages-of-obamacare-acceptance/

    • Of course, none of these arguments changes the fact on the ground that prices are higher than before.

    • I like how you critique ‘ideology-driven understandings of reality’ and then provide a source with the tagline “Greg Sargent’s take from a liberal perspective”.
       
       
       
       

      • Given it’s Greg Sargent, I doubt that it is actually his prospective, but rather, somebody else’s prospective fed to him to regurgitate under his byline.

      • Start by realizing that Scott is not very smart. And, he is not sincere or honest. Attempting to get him to see the errors in his statements will not stop him from continuously posting the same cookie-cutter propaganda.  He’ll just find a way to try to smear you with predictable labels, stereotypes, strawmen, etc..
        The word “ideology” is just a scare-word for him. He doesn’t demonstrate proper understanding of the word, but he loves to throw it at anyone he wants to smear.  He ignores the blatant way in which his ideological nonsense permeates everything he writes as well as being present in the policies and politicians for which he cheerleads. His part, the Democrats, are plum full of ideologues who ignore the reality that their incessant “solutions” of “more government, more taxes, more spending” never solve the problems they claim, but actually exacerbate them and create new ones. They won’t stop, because they are ideologically driven to ignore reality.

        • If we hop in our quantum time machine we can truly see that time isn’t actually linear AND we can interview Scott’s predecessors….
           
          Me Quantum man! (soundtrack contains various forms of enthusiastic howling)
          You Ideology man! (eye rolling giggling clearly derisive laughter)
           
          Ugh.   Me good person.  Offer Food.  You like crunchy frog?

          • I can picture him pitching a new kid’s cartoon: The Quantums.  Papa Quantum leads the village. Quantumette is the quantum of every Quantum’s quantum. They have quantumtastic quantums every quantum, sure to provide quantumness and quantumacy to every kid watching.

    • Uh no.  Your ideology driven response that (x) is not true does not provide sufficient weight to your argument.
       
      Prove your claim.

    • By the way, unless YOU are now covering the differences in increased premiums and deductibles you should perhaps  STFU about this having no impact on ‘the person’.  You must live under a tree stump you jackass.

      • How nonchalant and cavalier about major adverse impacts to other people he is.  I get the sense he’d be just as nonchalant about lining people up against a wall…
         
         

        • Done pragmatically of course.  Those who are a drain on the social good maybe, perhaps die hard people who posses different views that are foolish and counterproductive….

        • It’s wise and pragmatic to break a few eggs when making an omelette. Besides, the eggs weren’t really broken, the yokes were removed by Quantum Power. I decree it!

    • Oh dear, you got your talking points confused again. No, the 4.7 Million cancellations so far is actual cancellations.

    • Hey, guys, it’s been ages since I just dropped by and said something profound about how you’re all ideological and stuff, and made some totally unsupported assertions to get you all lathered up. So I thought I’d wish you a happy new year by bestowing some of my valuable quantum time to give you my quantum insights on all the quantum political issues of the day in this quantum era we are entering. Quantum, quantum, quantum.

      Most “cancellations” are simply plan alterations that have virtually no impact on the person. I decree it. Also, “most” could be as little as 51 percent, and really, who cares about what happens to the other 49% as long as we continue our march towards glorious leftist pragmatic moderate utopia.

      Ideology-driven understandings of reality tend to ignore the real world. Which I totally don’t do. And my assertions in support of Obamacare are not the least bit ideological. So don’t start up about how even Michael Moore says it sucks. Or about how the White House won’t even say how many people actually have policies. It’s ideological to even mention stuff like that, while asserting that everything that Obama does is fabulous is totally non-ideological. Peace be upon him.

      Meanwhile, as enrollments skyrocket and numbers improve… stop laughing! You sound like howler monkeys! They are too skyrocketing! Here, I’ve got a leftist shill totally objective analyst who says so.

      And don’t you dare mention five million cancellations. Or the companies that will be cancelling millions more when the delay in the employer mandate runs out this year. Just don’t! Everyone is going to love Obamacare, and by the elections this fall, Democrats will be running on it. Nancy Pelosi said so. And she’s so, so much smarter than any of you out there. Why, she’s even smarter than me. Stop laughing, I said!

      Yes, Democrats are going to do just fine this fall, and I will be back to crow to you about it as soon as I convince my quantum squeeze that I should spray some of my newly developed quantum repellent that keeps the giant magenta caterpillars with Sarah Palin’s face and ample bosom out from under her bed. Those naughty librarian glasses, plus their chants of “Shroedinger’s Pussy is definitely dead!” really threw me off my rhythm.

      • The will do fine this fall.  Unfortunately.
        The right preaches to the choir and expects to sway votes.
        The left has a coast to coast monopoly on propaganda emitted from all orifices directed at everyone.
        The right will blame itself for its losses and do nothing significant to stop or offset the propaganda machine.

    • I only pray you and your family experienced those “alterations” that have virtually no impact.
       
       

    • Um…Erp…
       
      IF, as you regurgitate from your moonbattery, all is going swimmingly…
       
      WHY is Pres. ScamWOW flailing about with illegal “adjustments” here and “suspensions” there?
       
      Why is he breaking his own law willy-nilly?  And why is it…do YOU suppose…everything we predicted and you denied is happening?
       
      Hmmm….????

    • The Party, in controlling and manipulating language, seeks to ultimately make thinking innately pure – void of rebellious concepts.

    • Wait until the sky high deductibles hit their pockets when they sorely need it.
       
      That means that if your doctor’s visits and procedures cost $2,500.00 while your deductible is 4.000. that means you have to pay $2.500 out of pocket. good luck with that one.

    • With that statement, Scott, you reveal yourself to be the petty, evil, little man that we all know you to be. Congrats on shedding the disguise for the new year.

      • Not to be picky, but you neglected to use the word “again” in that descriptor.
         
        Every time he opens his yap on the good and necessary changes going on somewhere in the world he reveals he’d have made a spiffy little academician in the Soviet Communist party.
        Why, with his firm grasp on reality, and cause and effect, he’d have made swell lackey for Lysenko.

  • So exactly why did this Administration hire a bunch of “Southern White radical” to implement their web site ?

  • “Most “cancellations” are simply plan alterations that have virtually no impact on the person. ”
     
    You should probably have some proof of that assertion as well as define ‘most’.  It’s certainly not true in my case.
     
     

    • Raaaaacist…!!!

    • Special pricing sir, your costs are higher because you may have an ideology different than the dipwad from Maine.
       
      Besides that’s not really happening to you, the man from MooseSqueeze has just said so.
       

      • Please…
         
        Mavin of Moosesqueeze to you and me.  The man is due his honorifics…

  • The decision on this will be coming, sure as shootin’…

    http://www.washingtonpost.com/opinions/charles-krauthammer-stop-the-bailout-now/2014/01/02/6b3087a2-73d7-11e3-8def-a33011492df2_print.html

    Might as well take a position now, and let your Congresscritter know how you feel.