Free Markets, Free People

ObamaCare

Were American’s misled about the cost of ObamaCare?

Does a duck quack? Of course they were. Were politicians pushing an agenda involved? That’s a rhetorical question:

And yes, we told you so.

As Thomas Sowell pointed out, and I’m paraphrasing, how anyone thought that adding a layer of bureaucracy and regulation to the current system was going to drive costs down was beyond him.

And it was beyond most people who have even a modicum of common sense.

Medical claims costs — the biggest driver of health insurance premiums — will jump an average 32 percent for Americans’ individual policies under President Obama’s overhaul, according to a study by the nation’s leading group of financial risk analysts.

The report could turn into a big headache for the Obama administration at a time when many parts of the country remain skeptical about the Affordable Care Act. The estimates were recently released by the Society of Actuaries to its members.

While some states will see medical claims costs per person decline, the report concluded the overwhelming majority will see double-digit increases in their individual health insurance markets, where people purchase coverage directly from insurers.

The disparities are striking. By 2017, the estimated increase would be 62 percent for California, about 80 percent for Ohio, more than 20 percent for Florida and 67 percent for Maryland. Much of the reason for the higher claims costs is that sicker people are expected to join the pool, the report said.

Well done, Democrats — well done.

~McQ

ObamaCare application 15 pages long

I have to agree with Thomas Sowell who opined early on, and I’m paraphrasing here, “who would believe that adding a layer of government bureaucracy to healthcare would somehow make it less costly?”

Exactly.  Or easier to get, for that matter?

Applying for benefits under President Barack Obama’s health care overhaul could be as daunting as doing your taxes.

The government’s draft application is now on the Internet.

It runs 15 pages for a three-person family. The online version has 21 steps, some with added questions.

At least three major federal agencies, including the IRS, will scrutinize your application.

That’s just the first part of the process, which lets you know if you qualify for financial help.

You’d still have to pick a health plan.

Wonderful stuff, no?  And nice to know the IRS is in on it from the beginning … because, you know, they have a lot to do with health care.

Some fear that consumers will be overwhelmed and give up.

Ya think?

Administration officials say the application form is being refined.

Of course it is.  And it will be forever.  Success?  Reducing it to 10 pages I’m sure.

Still, the idea that picking a health insurance plan could be as simple as shopping on the Internet is starting to look like wishful thinking.

Heh … only an absolute dope would have believed that in the first place, with government involved.

But we told you all of this before the law was passed, didn’t we?

~McQ

Speaking of the lies we were fed …

By the likes of Krugman and the Democrats, here’s a little more proof:

The Congressional Budget Office on Tuesday quietly raised the 10-year cost of ObamaCare’s insurance subsidies offered via the health law’s exchanges by $233 billion, according to a Congressional Budget Office review of its latest spending forecast.

The CBO’s new baseline estimate shows that ObamaCare subsidies offered through the insurance exchanges — which are supposed to be up and running by next January — will total more than $1 trillion through 2022, up from $814 billion over those same years in its budget forecast made a year ago. That’s an increase of nearly 29%.

29% and they’re not even off the ground yet. Anyone have any doubt whatsoever that this is likely a lowball estimate at this point?  Are we aware of the trend we always see when “costs” are discussed by governments and political parties?

Note too that they play games with the CBO (which is limited to forecasting 10 years out and also hasn’t been very accurate about much of anything – see debt forecasts over the last decade).

The politicians mostly fabricate whatever they think is palatable to the gullible public, sell them with the CBO’s false data and then, when it is found out that it was all bollocks, they say, ‘oh well, too late now, it’s the law”.

Well here’s my feeling about that.  If the “law” doesn’t live up to their hype – if it ends up being massively more than they claimed (you know like 29%) then there’s a fairly simple rule that should be followed.

It – the law – should be automatically repealed.

~McQ

Reality smacks the left again – this time unions

Funny how this works, isn’t it?  Make up all sorts of grand claims about something and then when it is passed into law find out that making up stuff doesn’t change reality one iota:

Labor unions enthusiastically backed the Obama administration’s health-care overhaul when it was up for debate. Now that the law is rolling out, some are turning sour.

Union leaders say many of the law’s requirements will drive up the costs for their health-care plans and make unionized workers less competitive. Among other things, the law eliminates the caps on medical benefits and prescription drugs used as cost-containment measures in many health-care plans. It also allows children to stay on their parents’ plans until they turn 26.

To offset that, the nation’s largest labor groups want their lower-paid members to be able to get federal insurance subsidies while remaining on their plans. In the law, these subsidies were designed only for low-income workers without employer coverage as a way to help them buy private insurance.

You have got to love the outrageousness of the union’s desire I’ve emphasized.  In essence it says, “we voted for something, got it wrong, and it it up to the taxpayer to bail us out”.

Oh, wait, that’s not outrageous at all is it?

That pretty much sums up the entitlement/welfare culture being so carefully nurtured by the left to a tee, doesn’t it?

~McQ

Welcome to your Orwellian future

Anyone who doesn’t think that this is the future of government run healthcare just hasn’t been paying attention. The UK is our future. Once Obamacare fails and the liberals and Democrats convince the American people that government run single-payer is the way to go, here’s what you can expect:

Up to 60,000 patients die on the Liverpool Care Pathway each year without giving their consent, shocking figures revealed yesterday.

A third of families are also kept in the dark when doctors withdraw lifesaving treatment from loved ones.

Despite the revelations, Jeremy Hunt last night claimed the pathway was a ‘fantastic step forward’.

A “fantastic step forward”. If that isn’t Orwellian we need to redefine the term. If you’re not familiar with the Liverpool care pathway, it is ” extreme rationing”.

By that I mean “caregivers” make unilateral decisions about when your life ends, because you cost too much. You may not be particularly ill, but you are a burden. If you are ill, that’s all the more reason to withdraw lifesaving treatment in their estimation. “First do no harm?”  Forget about it …

Records from 178 hospitals also show that thousands of people on the pathway are left to die in pain because nurses do not do enough to keep them comfortable while drugs are administered.

An estimated 130,000 patients are put on the pathway each year.

Concerns have been raised that clinical judgments are being skewed by incentives for hospitals to use the pathway.

We say here often that incentives drive performance. That holds true for bureaucracies as well.  As you can see here, this isn’t some isolated instance of a few hospitals or region or two doing this on their own. This is government policy. And as you can imagine you really have no recourse.

You are looking at our future.

~McQ

Score one for religious liberty and minus one for ObamaCare

What’s going to be interesting is to see is if they actually do what they say they’re planning to do. The administration has tried to ignore the court before. Just as interesting will be the substance of the “rewrite”. What will the court accept as an “accommodation” to “religious liberty?”:

Health and Human Services Secretary Kathleen Sebelius cannot enforce the Obamacare contraception mandate as it is written, but must follow through on a promise to rewrite the rule to accommodate religious liberty, a federal appeals court ordered.

The Obama administration “represented to the court that it would never enforce [the mandate] in its current form against the appellants or those similarly situated as regards contraceptive services,” the three judges hearing the case wrote in their order. The Obama team made that promise during oral arguments against Wheaton College and The Becket Fund for Religious Liberty, which sued over the contraception mandate but lost at the lower court level.

“There will, the government said, be a different rule for entities like the appellants . . . We take the government at its word and will hold it to it,” the judges wrote. They ruled that the Obama administration must rewrite the regulation by August 2013 and provide updates to the court every 60 days. If the government fails to do so, the lawsuits may proceed.

The court also noted that the Obama administration had not made such an expansive pledge outside the courtroom.

Yeah, I’m sure they haven’t. Of course they could have cooled all the angst fairly quickly if they had. You have to wonder why they didn’t.

Well, not really.

~McQ

ObamaCare tax a “job killer” say 16 Democrats who voted for it

Finally figuring it out?  Or finally admitting it?

Sixteen Democratic senators who voted for the Affordable Care Act are asking that one of its fundraising mechanisms, a 2.3 percent tax on medical devices scheduled to take effect January 1, be delayed.  Echoing arguments made by Republicans against Obamacare, the Democratic senators say the levy will cost jobs — in a statement Monday, Sen. Al Franken called it a “job-killing tax” — and also impair American competitiveness in the medical device field.

The senators, who made the request in a letter to Senate Majority Leader Harry Reid, are Franken, Richard Durbin, Charles Schumer, Patty Murray, John Kerry, Kirsten Gillibrand, Amy Klobuchar, Joseph Lieberman, Ben Nelson, Robert Casey, Debbie Stabenow, Barbara Mikulski, Kay Hagan, Herb Kohl, Jeanne Shaheen, and Richard Blumenthal.  All voted for Obamacare.

In the letter they say:

“The medical technology industry directly employs over 400,000 people in the United States and is responsible for a total of two million skilled manufacturing jobs,” the senators wrote in a December 4 letter to Reid.  “We must do all we can to ensure that our country maintains its global leadership position in the medical technology industry and keeps good jobs here at home.”

For whatever reason, however, these 16 can’t seem to understand how what they’re claiming here applies across the board to all taxes.  That is, they’re job killers.  ObamaCare’s taxes and mandates are particularly pernicious because they have many companies trying to figure out how to avoid them and that will mean fewer jobs, not more and certainly more costs in general.

But then no one ever said our political leadership was particularly sharp.  After all, somehow Maxine Waters is about to become the ranking member (senior Democrat) on the House Financial Services committee and Harry Reid remains the Majority Leader in the Senate.

Of course ObamaCare is full of job killing taxes as we’ve all become aware, and many of them will hit this year.  Add those to the “fiscal cliff” tax increases as well as sequestration and you can bet the Dems will see their “pro-choice” agenda fulfilled this next year – any developing economic recovery will be quickly aborted as exactly all the wrong things government can do to kill such a recover are done.

~McQ

Observations: The QandO Podcast for 25 Nov 12

This week, Bruce, Michael, and Dale discuss Israel and Obamacare.

The direct link to the podcast can be found here.

Observations

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Election summary – time to move on

OK, look, I’m done with the election.  It’s over.  Romney lost.  Time to move on.

Most of us who follow politics understand the reasons and have a pretty good idea of why he’s going home and the Obama’s are staying in the White House.  Short version: They let the left define the election issues.  It was a masterful job of distraction aided and abetted by  a complicit media (hey, “60 Minutes”, you have NO credibility anymore). Period.

Guess what those issues weren’t?  The winning issues: Jobs.  Economy.  Debt. Deficit.  ObamaCare.  Benghazi. Fast and Furious.

Result?  Lost.

Lesson:  Don’t let your opposition define the issues.  A lesson as old as politics.  Romney’s campaign blew it.  It allowed the left to make it about “lady parts”, abortion, contraception, Bain Capital, class warfare and racism. They made being successful something of which to be ashamed.  And, of course, a couple of idiot GOP candidates at state level who came off like jackasses talking about “legitimate rape”, etc.  who made it even worse (because the complicit media made their stupidity national stories — unlike jobs, the economy, debt, ObamaCare, Benghazi and Fast and Furious.).

And that scared the usual suspects enough to turn out and vote (ye olde and reliable low information voters in swing states who scare easily) and dampened GOP turnout (didn’t even get the number out that McCain got for heaven sake).

That’s the election in a nutshell.

So?

So, now we put that behind us and deal with the inevitable aftermath.

~McQ